Class Code: 8748
Per NCCI's Scopes Code Description:
Code 8748 is applied to salespersons employed by sales and service agencies that are engaged in the selling or long-term leasing of new or used automobiles, vans, trucks, motorcycles and mobile homes. Refer to Code 8002 for short-term automobile rentals. Outside salespersons and collectors who exclusively engage in the collection of monthly payments or call on customers for the purpose of soliciting sales of spare parts or accessories are classified to Code 8742.
Code 8748 is subject to the Standard Exception manual rule except with respect to delivery operations, since salespersons contemplated by Code 8748 may, as part of their normal operations, engage in demonstration or delivery operations.
Code 8748 is also applicable to salespersons employed by an insured operating under a sales and service franchise with diesel engine companies where the majority of sales involve engines for trucks, not power machinery such as Caterpillars, graders, power shovels, cranes, etc. Outside salespersons who sell as well as demonstrate power machinery are assigned to Code 8107. Outside salespersons who sell but do not demonstrate power machinery are assigned to Code 8742.
Boat and outboard engine salespersons are assigned by analogy to Code 8748. This procedure is followed whether the salesperson is employed at an inland location or a location near water such as a boatyard, boat dock or marina.
Please refer to Code 8742 for extra-territorial premium determination guidelines that may be applicable to insureds that have operations outside their headquarters’ state.
Massachusetts Boat and outboard engine salespersons employed at a marina location are contemplated within the scope of Code 6836. When such salespersons are physically located and working exclusively at an inland location, Code 8748 applies.