Class Code: 8720

Per NCCI's Scopes Code Description:

Applies to insurance inspectors, outside claims adjusters and/or safety engineers, appraisers of fire companies that estimate the salvage value of property, and employments of a similar character.

Code 8720 includes employers that perform physical inspections of property. Physical inspections include, but are not limited to, activities such as inspections of roofs or attic crawl spaces; subbasement inspections; or inspections of equipment such as boilers, furnaces, or electrical systems. Refer to Code 8721 for firms that evaluate real estate to determine the market value but, as part of their appraisal efforts, do not perform the types of inspections described above.

Employees classified to Code 8720 are frequently exposed to manufacturing or mercantile hazards when walking through a site during an inspection, which includes the hazards of damaged buildings. They are not exposed to hazards to the degree of a worker, superintendent, or supervisor employed by a mercantile or manufacturing employer. While this classification includes extensive traveling, it is not intended to apply to employers that primarily work in outside sales occupations such as a real estate agency.

Code 8720 is also applicable to the specialist contractor performing testing or inspecting of pipelines or conduits not under construction.

Testing or inspection operations conducted by employees of employers that perform construction operations must be assigned to the appropriate construction classification.

Code 8720 also includes the boiler inspection or elevator inspection staffs of insurance companies, boiler or elevator manufacturers, and specialists that install and repair boilers or elevators in those instances where separate crews are maintained.

Racing officials other than starters or their assistants are additionally classified to Code 8720.

Related Operations Not Classified to Code 8720:

Certain Code 8720 operations are designated as “not otherwise classified” (NOC). These NOC operations apply to an employer only when no other classification more specifically describes the employer’s operations. The following is a representative list of operations somewhat related in nature to Code 8720 operations that are not assigned to Code 8720.

8723 Insurance Companies—Including Clerical & Salespersons
8725 Inventory Counters—Traveling—Including Salespersons & Clerical
9410 Municipal, Township, County, or State Employee NOC
8721 Real Estate Appraisal Company—Outside Employees


(N/A AK, FL, MT, OR)

Note:  Applies to employees who perform job site measurements or inspections to prepare bids for a job for a construction contractor. Employees who work for contractors and provide sales estimates, but do not conduct the actual construction, are also assigned to Code 8720. Employees may perform these measurements or inspections from ground level, in crawl spaces, on ladders, or on roofs. Code 8720 does not apply when the employee also performs construction duties or supervises construction workers at the same job site. In those cases, the employee’s payroll at that job site must be assigned to the appropriate construction classification. A division of payroll is not permitted between Code 8720 and a construction classification at any single job site.



(N/A FL)

Note:  Applies to employers that operate drone aircraft with a combined weight (including its attached systems, payload, and cargo) of less than 55 pounds for other businesses.

The operation of drone aircraft with a combined weight (including its attached systems, payload, and cargo) of 55 pounds or more for the other businesses must be separately rated to the applicable aviation classification.

The manufacture, service, or repair of drone aircraft must be separately rated to Code 3685 or 3830.

Rate per $100. of Renumeration: $ 1.17

Construction Exemption Required: No