Class Code: 8381

Per NCCI's Scopes Code Description:

Code 8381 is applicable to each separate retail gasoline station location operated by an insured where without exception, all of the following conditions are met:

   
1.    The insured does not pump gasoline for its customers.
2.    The insured does not provide any automobile services such as but not limited to maintenance, repair or towing of automobiles.
3.    The insured does not sell vehicles.
4.    The insured does not operate a parking facility at the same location as the gasoline station.
5.    Receipts from gasoline sales at the particular location equal 90% or more of total receipts (total receipts exclude receipts from sales of lottery tickets).

Refer to Code 8006 for convenience stores that sell a variety of grocery-type items as well as gasoline and for which the receipts from gasoline constitute less than 90% of total receipts (receipts exclude revenue from sales of lottery tickets). A risk engaged in any operations listed above involving automobile service, maintenance, sales or parking operations is to be classified to the appropriate automobile service classification.

As indicated in this code’s phraseology, Codes 8380, 8381 and 8392 may not be assigned to the same risk unless the operations described by these classifications are conducted as separate and distinct businesses. The procedure for determining whether an insured with a multilocation enterprise qualifies for more than one classification is described in Basic Manual Rule 1-D-3.

Note:  Refer to Note listed under Code 8001 for underwriting guidelines that are applicable to stores and dealers.

State Addendum
Massachusetts The procedure for determining whether an insured with a multilocation enterprise qualifies for more than one classification is described in MA Manual Rule IV-D.

Note:  Refer to Note listed under Code 8001 for the approved interpretations applicable to stores and dealers.

Rate per $100. of Renumeration: $ 1.55

Construction Exemption Required: No