Class Code: 8293

Per NCCI's Scopes Code Description:

Code 8293 is applied to insureds engaged in the warehousing or storage of furniture for individual customers. These firms have no equity in the furniture being stored. The classification includes drivers; the packing or handling of household goods away from the warehouse; the maintenance of the warehouse and its equipment; and the receipt, safekeeping and subsequent release of the furniture from storage.

Code 8293 also is applied to insureds engaged in moving furniture and household goods for individual customers regardless of whether such insureds operate a furniture storage warehouse.

Code 8293 includes packers who are employees of a furniture moving or storage warehouse business or packers employed by a business that provides the service of packing of household furnishings without offering moving or storage warehouse services. This type of employee is generally skilled in the packing of glassware, china and other household goods. If any crating is required, it will usually be performed by the packers.

The classification contemplates the loading of the vans in which the furniture is transported from one residence to another or from a residence to the storage warehouse or vice versa and the subsequent unloading and placing of the furniture at its destination.

Rate per $100. of Renumeration: $ 5.75

Construction Exemption Required: No