Class Code: 8232

Per NCCI's Scopes Code Description:

Code 8232 applies to those employees, other than employees assigned to Code 8058, of lumberyards and dealers performing the sale and distribution of other new building materials such as sand, gravel, crushed stone, cinders, lumber, finished millwork, builders’ hardware, masons’ supplies, roofing materials, plumbing and electrical supplies, etc., which are processed or manufactured by other concerns. These products are purchased in bulk lots, stored in yards, sheds or buildings, and sold and delivered in smaller quantities to builders, contractors and retail customers.

Dealers in used or new and used building materials are assigned to Code 8204—Building Materials Yard & Local Managers, Drivers.

Code 8232 is applied to employers involved in mixing and bagging concrete mixes. The classification applies to those employers that store and sell, with incidental handling, all types of building materials regardless of whether the individual employer specializes in a particular type of material or generalizes in its building materials sold. The term “building materials” encompasses, for the purpose of this classification, sand, cement, crushed stone, tile, and building parts such as doors, windows, stairs and other items needed in the building construction which are not otherwise classified to another specific classification. Code 8232 is assigned to building material dealers that exclusively sell bulk cement, bag cement, or crushed stone to contractors. Employees of building material dealers who mix these materials are additionally included in Code 8232.

The following classification procedure applies to ready-mix concrete dealers:

Trucks operating to supply construction work undertaken by independent contractors either carrying premixed concrete or mixing the ingredients during transit.

1.    Materials owned by the employer while in transit or, in other words, where the employer’s contract involves payment for materials, mixing, and trucking: all operations incidental to premixing the concrete or loading ingredients into trucks that will mix during transit and trucking to location—assign Code 8232.
2.    Materials not owned by the employer either in storage or while in transit—where employer’s contract involves only trucking of premixed ingredients or trucking including the concurrent mixing in transit: all operations incidental to loading trucks and delivering concrete—assign Code 7219.

Trucks operated to supply construction work by the employer either carrying premixed concrete or mixing the ingredients during transit.

1.    Drivers or Chauffeurs—assign Code 7380 unless in connection with work covered by a classification that includes drivers or chauffeurs as in the case of “Street or Road Construction.”
2.    Employees at a yard mixing the concrete prior to transit or loading trucks with ingredients to be mixed during transit—assign Code 8227.

Under the cross-reference phraseology—Fuel and Material Dealer—Code 8232 includes the handling of a variety of materials, one of which is coal. However, in order to qualify as a fuel and material dealer, the employer must deal in at least three of the classifications of materials enumerated above.

Therefore, since the handling of coal is included in the scope of Code 8232, a bona fide lumberyard handling a minor amount of coal would be properly assigned to Code 8232—Lumberyards.

Certain Code 8232 operations are designated as “not otherwise classified” (NOC). These NOC operations apply to an employer only when no other classification more specifically describes the employer’s operations. The following is a representative list of classifications somewhat related in nature to Code 8232 operations that are not assigned to Code 8232:

8233 Coal Merchant & Local Managers, Driver
8058 Building Material Dealer—New Materials Only—Store Employees
8204 Building Material Yard & Local Managers, Drivers
8235 Sash, Door or Assembled Millwork Dealer & Drivers
2710 Sawmill
8215 Store: Feed, Fertilizer, Hay or Grain & Local Managers, Drivers—No Mfg.


Note:  Refer to Note listed under Code 8001 for underwriting guidelines that are applicable to stores and dealers.


(N/A OR)


(N/A FL, MA, NM, VA)

Note:  Delivery of concrete not owned by the employer, either in storage or while in transit, including all operations incidental to the loading of trucks and delivery of such concrete, must be assigned to the appropriate trucking classification.


(N/A MA, OR)

Note:  No secondhand building materials or lumber. Applicable to risks dealing in at least three of the following classifications of materials:

1.    Coal, fuel oil, wood or ice
2.    New building materials including lumber
3.    Hay, grain, feed or seed
4.    Agricultural implements

Grain elevator operation to be separately rated as 8304.


(N/A OR)

Note:  Home improvement centers are defined as building material dealers characterized by an extensive store operation handling a wide variety of products in addition to normal building materials and related hardware items. A home improvement center contemplates both inside sales and outside yard operations.

Rate per $100. of Renumeration: $ 4.01

Construction Exemption Required: No