Class Code: 8046

Per NCCI's Scopes Code Description:

Code 8046 applies to insureds engaged principally in selling automobile parts and accessories such as batteries, spark plugs, fuel pumps, oil filters, carburetors, ignition parts, mufflers, gaskets, tires, tubes, oils, lubricants, skid chains, luggage carriers, seat belts, seat covers, radios, windshield wipers, heaters, speed equipment, mirrors and lights.

Automobile accessory stores generally sell a minor amount of household electrical appliances, hardware items, garden tools and implements, paint, toys, sporting goods and kitchen utensils. In these stores most of the sales are over the counter, but as an accommodation to their customers these risks will install parts and accessories such as windshield wipers, mirrors, batteries, tires and seat covers. However, such stores do not engage in general repair or service of motor vehicles as found in automobile repair garages or gasoline service stations.

In the event a risk has both automobile service operations and automobile parts and accessories store operations, the classification procedure requires that the risk’s entire operations, exclusive of applicable Standard Exceptions, be assigned to that classification representing the predominant operations. If the payroll for the service operation predominates, Code 8380—Automobile Service Center is applicable to the risk. If the payroll for the store operation predominates, Code 8046 is applicable to the risk. The scope of Code 8046 has been interpreted to include incidental installation and repair, while the scope of Code 8380 has been interpreted to include incidental store operations. This classification procedure is followed even though the repair and store areas may be physically separated and operate without interchange of labor.

Code 8046 applies to those employees of automobile recyclers who are engaged in store operations and have no yard exposure to the yard. Duties conducted by these store employees include but are not limited to greeting and assisting customers, checking inventory on computers, pulling smaller parts from an inside parts warehouse an taking payments. These store employees may appear to have clerical duties but are properly classified to Code 8046. Refer to Code 3821 for all other employees of automobile recyclers.

OPERATIONS NOT COVERED:

   
1.    Risks engaged principally in the retail selling of tires and tubes including installation shall be assigned to Code 8380—Rubber Tire Dealers.
2.    Stores engaged principally in the retail sale of paint, toys, sporting goods or kitchen utensils shall be assigned to Code 8017—Retail Stores NOC.
3.    Stores engaged principally in the retail sale of hardware and small household electrical appliances shall be assigned to Code 8010—Hardware Stores.

 

Note:  Refer to Note listed under Code 8001 for underwriting guidelines that are applicable to stores and dealers.

State Addendum
Massachusetts Code 8046 applies exclusively to retail stores engaged principally in the sale of automobile accessories or parts. Stores engaged principally in the wholesale selling of automobile parts and accessories shall be assigned to Code 8010—Automotive Replacement Parts Distributors—Wholesale. Additionally, drivers employed by such wholesale distributors are properly assigned to Code 7380.

In the event a risk has both automobile service operations, as found in general repair garages or gasoline service stations, and automobile parts and accessory store operations, assign classification in accordance with MA Manual Rule IV-D-4.

Refer to Code 3821 for automobile dismantling operations. Code 3821 contemplates dismantling or wrecking of used automobiles, motorcycles and trucks for the salvaging of parts and, as indicated in its classification phraseology footnote, specifically includes all store employees, regardless of whether or not they are engaged in any dismantling operations.

Note:  Refer to Note listed under Code 8001 for the approved interpretations applicable to stores and dealers.

Rate per $100. of Renumeration: $ 2.63

Construction Exemption Required: No