Class Code: 8006

Per NCCI's Scopes Code Description:

Code 8006 applies to stores principally engaged in the retail sales of those products enumerated in the above phraseologies. Code 8006 cannot apply to a location where receipts from gasoline sales equal 90% or more of total receipts for the location (total receipts exclude receipts from sales of lottery tickets). Refer to Codes 8380 or 8381 for these operations.

Code 8006 cannot apply to stores that also have departments that sell fresh and cured meats and/or fish and/or poultry. Refer to Codes 8031 and 8033 for these operations.

As indicated in this code’s phraseology, under certain conditions Code 8006 and a restaurant classification may be assigned to the same risk.

The phrase “Receipts from the service of food or beverages constitute less than 50% of total receipts” in the phraseology section of this scope refers to receipts for restaurant food and beverages sold in connection therewith for on- or off-premises consumption. If restaurant receipts are less than 50% of a location’s total receipts (total receipts exclude receipts from sales of lottery tickets) then a restaurant classification is not applicable to the location. If restaurant receipts are equal to or exceed 50% of total receipts (excluding receipts from sales of lottery tickets), a restaurant class may apply to the location in addition to or in lieu of Code 8006 based on underwriting rules described in Basic Manual Rule 1-A.

Note:  Refer to Note listed under Code 8001 for underwriting guidelines that are applicable to stores and dealers.

CROSS-REF.  GROCERY, TEA OR COFFEE DEALER—RETAIL

(N/A TX)

Note:  Applies to house-to-house sale of coffee, tea or groceries and includes incidental stores or warehouses.

CROSS-REF.  HOUSEHOLD FURNISHINGS OR WEARING APPAREL DEALER—RETAIL

(N/A TX)

Note:  Applies to the house-to-house sale of miscellaneous wearing apparel and household furnishings. Includes the collection of installment payments and incidental stores or warehouses. Also applies to the house-to-house sale of jewelry, furniture or appliances. However, if the principal business is the sale of furniture, stoves, ranges, or refrigerators, separately rate as 8044—Store—Furniture.

CROSS-REF.  STORE—COFFEE, TEA OR SPICE—RETAIL

(N/A TX; OR—assign 8017)

CROSS-REF.  STORE—CONVENIENCE—RETAIL

(N/A FL, MA, TX)

Note:  Applies to each separate store location meeting all of the following conditions:

   
1.    Selling a variety of items such as, but not limited to, snack foods, cereal, processed packaged foods, canned or frozen foods, fruits, vegetables, dairy products, health or beauty products, canned or bottled beverages, tobacco, publications, videos, flowers, bakery products, candy, coffee, tea, ice, delicatessen foods, flour, condiments, toiletries, sundries, automobile accessories, money orders, check cashing service, and the service of food or beverages.
2.    No handling of fresh meats.
3.    Receipts from the service of food or beverages constitute less than 50% of total receipts and receipts from gasoline sales constitute less than 90% of total receipts (total receipts exclude receipts from sales of lottery tickets).

Code 8006 and the appropriate restaurant code shall not be assigned to the same risk unless the operations described by these classifications are conducted as separate and distinct businesses. Separately classify automobile service or full-service operations.

CROSS-REF.  STORE—DAIRY PRODUCTS—RETAIL

(N/A TX)

CROSS-REF.  STORE—DELICATESSEN—RETAIL

(N/A TX)

Note:  No selling of uncooked fresh meats.

CROSS-REF.  STORE—FROZEN OR FROSTED FOOD—RETAIL

(N/A TX)

CROSS-REF.  STORE—FRUIT OR VEGETABLE—RETAIL

No handling of fresh meats.

CROSS-REF.  STORE—GROCERY—RETAIL

(N/A MA, TX)

Note:  Applies to each separate store location meeting all of the following conditions:

   
1.    Selling a variety of items such as, but not limited to, snack foods, cereal, processed packaged foods, canned or frozen foods, fruits, vegetables, dairy products, health or beauty products, canned or bottled beverages, tobacco, publications, videos, flowers, bakery products, candy, coffee, tea, ice, delicatessen foods, flour, condiments, toiletries, sundries, automobile accessories, money orders, check cashing service, and the service of food or beverages.
2.    No handling of fresh meats.
3.    Receipts from the service of food or beverages constitute less than 50% of total receipts and receipts from gasoline sales constitute less than 90% of total receipts (total receipts exclude receipts from sales of lottery tickets).

Code 8006 and the appropriate restaurant code shall not be assigned to the same risk unless the operations described by these classifications are conducted as separate and distinct businesses. Separately classify automobile service or full-service operations.

CROSS-REF.  STORE—VEGETABLE OR FRUIT—RETAIL

Note:  No handling of fresh meats.

Rate per $100. of Renumeration: $ 1.59

Construction Exemption Required: No