Class Code: 7704
Per NCCI's Scopes Code Description:
Code 7704 is principally applied to firefighters employed by municipalities. It does not apply to special firefighting crews employed by insureds other than municipalities for fire protection of their own premises. The classification includes part-time or volunteer firefighters in states other than those that have special state classifications for volunteer firefighters. The method of computing premium for part-time or volunteer firefighters is set forth in the classification’s footnote. Individual state rate pages should be reviewed to determine if an amount other than a minimum of $300 per annum per part-time or volunteer firefighter is applicable in a particular jurisdiction. Code 7704 is also applied to fire protective corps or fire patrols. These insureds were initially organized by fire underwriters for the purpose of minimizing damage to merchandise or equipment when fires occur. Employees of these insureds do not assist or participate in actual firefighting activities. Their function is to protect merchandise, machinery and equipment from water damage consequential to controlling and extinguishing a fire. This may involve removal of the merchandise, machinery and equipment from the premises and placement of tarpaulins or other protective coverings over the property to be protected. Also, they may set up pumps to expel water from structures. Usually, these fire patrols or fire protective corps work under or above the actual fire so as to afford adjacent floors the maximum protection during the blaze. After the fire is out, their duties are confined to guarding the damaged premises until either the merchandise is removed or appropriate security measures have been accomplished by others. Insureds engaged in the business of forest fire fighting may be classified to either Code 7704 for operations not conducted from an aircraft and/or Codes 7420 and 7425 for operations conducted from an aircraft. (Oregon—see Code 2704 for non-aircraft fire fighting operations.) Refer to Code 7228 for classification procedures for dispatchers.
(MA) State Addendum: Regular members of fire departments employed by, or volunteer members associated with, municipalities, townships, counties or the Commonwealth of Massachusetts, with exception of private duty details, are subject to M.G.L. Chapter 41, Section 111F, and therefore are not generally covered under the Massachusetts Workers’ Compensation Act, Chapter 152. It is the carrier’s responsibility to determine if the firefighters are employees or excludable municipal employees for workers compensation purposes with respect to private duty details. If it is determined that the firefighters are employees, the carrier should determine premium in accordance with Rule V—Premium Basis of the MA Manual.
Insureds engaged in the business of forest fire fighting may be classified to Code 7704 for operations not conducted from fixed-wing aircraft or helicopters. Refer to Codes 7420, 7425 and/or 7403 for fixed-wing aircraft or helicopter fire fighting operations.
Refer to Code 7219 for classification procedures for dispatchers.