Class Code: 6834
Per NCCI's Scopes Code Description:
Codes 6824F and 6834 apply to insureds engaged in the fabrication or construction of wood, metal, fiberglass or plastic boats not exceeding 150 feet and to the repair and reconditioning of these vessels. Although the footnote to the classification specifically refers to yachts, motorboats, sailboats and rowboats, the classification has not been limited solely to the construction of pleasure watercraft but has also been assigned to those risks predominantly engaged in such operations, which occasionally construct or repair commercial-type boats within the 150-foot length limitation. This is in recognition of the fact that most of the pleasure-type boatbuilding concerns primarily engaged in the construction or repair of pleasure craft will, on occasion, repair or even construct small commercial watercraft.
The manufacture of personal watercraft is additionally contemplated by Codes 6824F and 6834. Personal watercraft are small motorized boats usually designed for occupancy by one or two passengers. These boats are used for recreational purposes, which may include participation in racing tournaments.
The construction/manufacture of metal floating docks is assigned to Codes 6824F and 6834 by analogy. Refer to Code 6801F for the construction/manufacture of wooden floating docks.
Risks engaged exclusively in the repair of either inboard or outboard motors in a shop, that do no other repair work on the boat, are assigned to Code 3632—Machine Shop—NOC. If such employees are subject to the USL&HW Act, the rate for Code 3632 would be increased by the Longshore percentage in accordance with the Basic Manual rules. The repair of boat motors performed by the operators of an automobile repair shop would be assigned to Code 8380—Automobile Repair Shop and Parts Department Employees, Drivers and the rate for that classification would be increased by the Longshore percentage which would apply to the payroll of employees engaged in operations subject to the USL&HW Act.
Insureds whose principal or primary operations are that of carpentry, cabinetmaking, plumbing, electrical work, etc., whose employees perform work aboard vessels would be assigned to the appropriate classification of their trade. However, if such employees are subject to the USL&HW Act, the rates would be increased by the Longshore percentage and those increased rates would apply only to the payroll of employees engaged in operations subject to the USL&HW Act. Refer to Basic Manual Rule 3-A-4-b.
Massachusetts Refer to Codes 6872F and 6882 (Code 6882 is assigned by analogy for coverage under the MA Act only) for the construction/manufacture of all types of floating dry docks, wooden or metal. Refer to MA Manual Rule XII-D-3 for the rates applicable to nonfederal classifications subject to the USL&HW Act.