Class Code: 6504

Per NCCI's Scopes Code Description:

Code 6504 applies to a wide variety of foodstuff manufacturing that is not otherwise classified (NOC). It is a heterogeneous class, the scope of which may be measured in part by its phraseology. The class is not restricted to the particular products specified in its phraseology or this scope and includes simple preparation or packaging of already manufactured products. Please refer to the schedule at the end of this scope for a representative listing of types of food product manufacturing not included in Code 6504. There can be wet mixing, dry grinding, cooking and blending operations. Some examples of products prepared by utilizing any one or more of these operations are catsup (or ketchup), mustard, mayonnaise, salad dressings, tartar sauce, spaghetti or tomato sauces, and chili con carne. The canning, bottling or packaging of the products fall within the scope of Code 6504.

Additionally, the following specific operations are properly assignable to Code 6504: dehydrating eggs; dehydrating coffee or tea; gelatin manufacturing as a refined food product (classify gelatin manufacturing for non-food purposes to Code 4653); melba toast manufacturing (no baking of bread); peanut butter manufacturing; and malted milk manufacturing from powdered milk, sugar, malt and cocoa (classify malted milk manufacturing from raw milk including dehydration to Code 2065).

Code 6504 has also been assigned to insureds that manufacture or process imitation dairy products such as creams, whipped toppings and sour creams.

Related Operations Not Classified to Code 6504:

Baking powder manufacturing of ingredients is separately rated. Assign the appropriate chemical classification, Code 4828 or Code 4829.

The preparation and packaging of sandwiches is assigned to either Code 5192 or Code 6504 unless the sandwiches are sold over the counter directly to individuals for consumption. Under the latter circumstances, the proper restaurant class would be applicable. Code 6504 is distinguished from the restaurant classifications because Code 6504 is applicable to the risk that manufactures food sundries that are sold to others on a wholesale basis whereas the appropriate restaurant class is applicable to risks that cater or prepare food products consumed by others in a restaurant environment.

When insureds that are classified to Code 5192 manufacture sandwiches which are to be sold from vending machines serviced by the insured, operations involving the manufacture of these sandwiches are assigned to Code 5192.

Certain Code 6504 operations are designated as “not otherwise classified” (NOC). These NOC operations shall apply to an insured only when no other classification more specifically describes the insured’s operations. The following is a representative list of operations somewhat related in nature to Code 6504 operations that are not assigned to Code 6504.

Foam peanut manufacturing is assigned to Code 4410. Potato chip manufacturing and popcorn manufacturing are assigned to Code 6503.

2003 Bakery—Salespersons & Drivers
2016 Cereal or Bar Mfg.
2041 Candy, Chocolate, and Confection Mfg.
4703 Corn Products Mfg.
2070 Creamery or Dairy
2112 Fruit Evaporating or Preserving
2105 Fruit Packing
2014 Grain or Feed Milling
2039 Ice Cream Mfg.
2002 Pasta or Noodle Mfg.
2095 Meat Products Mfg.
2065 Milk Products Mfg.
2021 Sugar Manufacturing or Refining From Sugarcane or Sugar Beets
2089 Packing House
2110 Pickle Mfg.
6503 Potato Chip, Popcorn & Snack Chip Mfg.
8209 Vegetable Packing

In addition to this representative list, refer to the alphabetical index in this manual to determine whether a classification other than Code 6504 or a classification other than a classification on the above list is applicable to the operations being reviewed for classification purposes.

Foam peanut manufacturing is assigned to Code 4410. Potato chip manufacturing and popcorn manufacturing are assigned to Code 6503.

Rate per $100. of Renumeration: $ 2.80

Construction Exemption Required: No