Class Code: 5610

Per NCCI's Scopes Code Description:

Code 5610 applies to cleaners and timekeepers at construction or wrecking sites.

Cleaners usually come in after the construction has been completed. They remove any debris that may have been left by the construction crews. This debris may consist of scrap lumber, scrap metal, and/or any other scrap materials used in the construction process. Timekeepers’ work is performed while construction is in progress. The classification also applies to an insured engaged in construction operations provided that the total payroll of cleaners, timekeepers, and watchguards exceeds all other payroll of the insured subject to construction or erection classifications at the same job or location.

Payroll for uninsured subcontractors is considered the insured’s payroll in determining if Code 5610 exposures exceed construction or erection payrolls. The calculations referred to above are based on a per job or location calculation, not an insured’s entire payroll for various jobs during a policy period.

Code 5606 is not considered a construction code for purposes of determining if the payroll of cleaners, timekeepers, and watchguards exceeds all other payroll of the insured subject to construction classifications at the same job or location. In the event that an insured has only Code 5606 exposure and Code 5610 exposure, then Code 5610 will apply even if the exposure for Code 5606 is greater.

Certain builders may employ individuals known as punch-list, punch-out, or service representatives. These employees generally will visit with the purchaser of a home to inspect and prepare a list of discrepancies contained in the structure that has been or is about to be purchased. Examples of discrepancies may include such items as flaws in paint, finishes, weather sealing, and textures; missing trim pieces or weather sealing; missing hardware or appliances that need adjustment; and broken tiles, leaky faucets, soiled carpets, or malfunctioning electric outlets. These “punch-list” or “punch-out” employees are assigned to the appropriate construction code(s).

Special Conditions:

Extra-Territorial Classification Guidelines:

The following material was developed by NCCI to be used as a guide by auditors and underwriters in the determination of premium for contracting (construction risks) with extra-territorial employments where no company guidelines have been established for this purpose. Construction classifications are indicated by the addition of a construction code symbol (  ) next to the classification code number.

   
1.    Payroll of employees of contractors who have their place of business in a given state and operate also in adjoining states and who are constantly crossing state lines, but usually return to their homes each night, must be assigned to their headquarters’ state. Example: Contractors such as electricians, plumbers, carpet layers, etc.
2.    The payroll for construction project managers, executives, or superintendents who may visit a job but who are not in direct charge of a job must be assigned to the state in which their headquarters are located.
3.    There are contractors who maintain a permanent staff of employees and superintendents. If any of these employees or superintendents are assigned to a job that is located in a state other than their headquarters’ state, either for the duration of the job or any portion thereof, their payroll must be assigned to the highest rated of either the state in which the job is located or the headquarters’ state.
4.    The payroll of employees who are hired for a specific job project must be assigned to the state in which the job is located.

When a portion of the operations of a risk is insured in a monopolistic state fund, consider the special rules and requirements that may exist in such cases.

Related Operations Not Classified to Code 5610:

   
•    Cleaning consisting of washing windows, scrubbing tile, polishing plumbing fixtures, sweeping and mopping floors, and other clean-up operations to help prepare a location for its intended use are classified to Code 9014 when performed by a cleaning contractor.
•    Code 5610 does not include employees who assist various tradespeople at a job site. These employees may run errands, deliver material and equipment, or perform direct construction or erection labor of a varied nature. Refer to the appropriate construction or erection code. Employees of this type are assigned to single or multiple classifications based on the conditions described in Basic Manual Rule 2-G . Employees described above are not considered miscellaneous employees as described in Basic Manual Rule 2-G .

CROSS-REF.  CLEANING—RAILROAD FREIGHT CARS—NOT TANK

Description:

Code 5610 includes the cleaning of railroad freight cars that are not of the tank car variety. Cleaners usually come in after the cars are unloaded and remove any debris that may have been left on the railroad freight car.

Related Operations Not Classified to Code 5610:

   
•    Refer to Code 3726 for the cleaning of railroad tank cars.
•    Refer to Code 9014 or Code 9170 for cleaning of freight car interiors and exteriors using a spraying apparatus.
•    Refer to Code 5213 for cleaning of freight car exteriors using various other methods.

CROSS-REF.  WATCHGUARDS—CONSTRUCTION

(N/A FL, MA, MO, TN)

Note:  Not applicable to the payroll for watchguards except when the payroll for watchguards, timekeepers and cleaners is more than all other payroll of the insured that is subject to construction classifications at the same job or location.

Description:

Code 5610 applies to insureds contracted to provide watchguards at construction or wrecking sites.

A watchguard’s work is performed at construction sites while construction is in progress, during the night or holidays and at other times when construction is temporarily halted. These employees’ duties consist of the prevention of malicious mischief, vandalism, and theft.

Related Operations Not Classified to Code 5610:

Watchguards for abandoned buildings, factories or other structures are classified to Code 7720.

Rate per $100. of Renumeration: $ 4.01

Construction Exemption Required: Yes