Class Code: 5445

Per NCCI's Scopes Code Description:

Code 5445 includes the installation of wallboard, sheetrock, drywall, plasterboard, or cement board (drywall) in private residences or commercial buildings. In the event that drywall is installed in a private residence by a general contractor responsible for the entire dwelling construction project, Code 5645 applies to the drywall installation.

Code 5445 includes drywall framing, the installation of light gauge steel frame prior to hanging the drywall, whether performed by the drywall contractor, a separate crew of the drywall contractor, or a specialist contractor who only performs the drywall framing portion of the drywall installation.

This code includes cutting the composition wallboard to size using either a knife, small hatchet, handsaw, or small power handsaw; butting and nailing the wallboard to the studdings; taping the seams and joints; applying and sanding joint compound; and texturizing operations.

Activities such as cutting, butting, nailing, taping, applying and sanding joint compound, and texturizing operations are included under Code 5445 even if performed by separate crews of the wallboard contractor when each separate crew performs a separate function related to the installation of the wallboard. Installation and taping or finishing operations may be separately classified only when the taping or finishing is performed by a different contractor whose principal business is other than wallboard installation and/or taping. For instance, a painting contractor may perform minor patchwork or minor repair work to wallboard and wallboard joints previously installed, taped, filled, and sanded by others. A risk of this nature would be properly classified to the painting code.

Code 5445 also applies to the specialist contractor who installs metal stud partition systems including metal floor and ceiling runners prior to applying the wallboard to the metal studs.

Code 5445 also applies to light-gauge interior steel frame work by contractors who install wallboard.

Extra-Territorial Classification Guidelines:

The following material was developed by NCCI to be used as a guide by auditors and underwriters in the determination of premium for contracting (construction risks) with extra-territorial employments where no company guidelines have been established for this purpose. Construction classifications are indicated by the addition of a construction code symbol (  ) next to the classification code number.

   
1.    Payroll of employees of contractors who have their place of business in a given state and operate also in adjoining states and who are constantly crossing state lines, but usually return to their homes each night, must be assigned to their headquarters’ state. Example: Contractors such as electricians, plumbers, carpet layers, etc.
2.    The payroll for construction project managers, executives, or superintendents who may visit a job but who are not in direct charge of a job must be assigned to the state in which their headquarters are located.
3.    There are contractors who maintain a permanent staff of employees and superintendents. If any of these employees or superintendents are assigned to a job that is located in a state other than their headquarters’ state, either for the duration of the job or any portion thereof, their payroll must be assigned to the highest rated of either the state in which the job is located or the headquarters’ state.
4.    The payroll of employees who are hired for a specific job project must be assigned to the state in which the job is located.

When a portion of the operations of a risk is insured in a monopolistic state fund, consider the special rules and requirements that may exist in such cases.

Rate per $100. of Renumeration: $ 4.92

Construction Exemption Required: Yes