Class Code: 5437

Per NCCI's Scopes Code Description:

Code 5437 is intended primarily for specialist contractors performing interior carpentry finish or trim such as the installation of paneling, molding, cornices, parquet or finished wooden flooring, mantels, staircases, cabinets, and counters. Carpentry of this kind generally involves skilled workmanship.

The installation of interior doors by trim or finish carpenters is also included in Code 5437. These “specialists” will generally be required to perform a great degree of finish work, cut the door to the proper size to fit the existing framework, perhaps do some routing for any interlocking weather stripping or safety strips, and drill holes for the doorknob, hinges and striker plates.

No rough carpentry work is included under this classification.

Code 5437 is also assigned to the installation of countertops made from materials such as, but not limited to, laminated, plastic, veneer, particleboard, or pressed wood; Corian or similar solid surfaces or high-density plastic base materials; and nonlaminated, solid wood or butcher block.

Analogy Assignments:

   
•    Installation of locks in new buildings.
•    Installation of weather stripping.

Special Conditions:

Extra-Territorial Classification Guidelines:

The following material was developed by NCCI to be used as a guide by auditors and underwriters in the determination of premium for contracting (construction or erection risks) with extra-territorial employments where no company guidelines have been established for this purpose. Construction or erection classifications are indicated by the addition of a construction code symbol (  ) next to the classification code number.

   
1.    Payroll of employees of contractors who have their place of business in a given state and operate also in adjoining states and who are constantly crossing state lines, but usually return to their homes each night, must be assigned to their headquarters’ state. Example: Contractors such as electricians, plumbers, carpet layers, etc.
2.    The payroll for construction project managers, executives, or superintendents who may visit a job but who are not in direct charge of a job must be assigned to the state in which their headquarters are located.
3.    There are contractors who maintain a permanent staff of employees and superintendents. If any of these employees or superintendents are assigned to a job that is located in a state other than their headquarters’ state, either for the duration of the job or any portion thereof, their payroll must be assigned to the highest rated of either the state in which the job is located or the headquarters’ state.
4.    The payroll of employees who are hired for a specific job project must be assigned to the state in which the job is located.

When a portion of the operations of a risk is insured in a monopolistic state fund, consider the special rules and requirements that may exist in such cases.

Related Operations Not Classified to Code 5437:

   
•    Code 5437 is not applicable to contractors who perform other carpentry operations at the same job or location. If the carpentry contractor performs other carpentry operations in addition to interior carpentry work at the same job or location, the entire carpentry payroll must be assigned to the applicable carpentry construction classification. This procedure is true regardless of any time lapse between the two types of work or if the different types of carpentry work were performed by different crews employed by the same contractor.
•    Refer to Code 5348 for the installation of tile, granite, marble, or other stone countertops.
•    Refer to Code 8010 for the installation of locks in new buildings or the repair and/or replacement of locks in existing buildings.

CROSS-REF.  FLOOR INSTALLATION, SANDING OR SCRAPING—WOOD FLOORS

(N/A HI, MA, OR, SD, TX)

Note:  The installation of wood flooring requires cutting, sanding, drilling, and attaching using nails, screws, or pegs. Refer to Code 5478 for laminate wood flooring such as engineered wood flooring installed using glue-down or interlocking methods. Not applicable to contractors who perform any other carpentry operations at the same job or location.

Description:

The installation, sanding, or scraping of wood floors is assigned to Code 5437. The installation of wood floors requires cutting, sanding, drilling, and attaching using nails, screws, or pegs.

Related Operations Not Classified to Code 5437:

   
•    Refer to Code 5478 for finished wood flooring such as engineered hardwood flooring installed using glue-down or interlocking methods.

Rate per $100. of Renumeration: $ 4.48

Construction Exemption Required: Yes