Class Code: 5102
Per NCCI's Scopes Code Description:
The classification includes the installation of all types of doors and windows, including non-overhead-type garage doors. The types of interior and exterior doors and windows assigned to Code 5102 include, but are not limited to, commercial and residential—aluminum, vinyl, composite, fiberglass, and steel. These operations generally involve placing the particular product and securing it to framing members. The doors may be trimmed for proper clearance, and latching mechanisms are installed. The replacement of existing doors may also require the replacement of damaged or deteriorated sashes. Metal doors are installed in a manner similar to that described above; however, it may also involve the installation of electric devices that will automatically close the door. The replacement of windows may involve setting the window in place manually and securing it to framing members.
Code 5102 is also assigned to the installation of storm shutters, such as panels, accordion, roll-down, fabric screens, and corrugated plastic and sheet metal.
The following material was developed by NCCI to be used as a guide by auditors and underwriters in the determination of premium for contracting (construction risks) with extra-territorial employments where no company guidelines have been established for this purpose. Construction classifications are indicated by the addition of a construction code symbol ( • ) next to the classification code number.
When a portion of the operations of a risk is insured in a monopolistic state fund, consider the special rules and requirements that may exist in such cases.
Related Operations Not Classified to Code 5102:
Certain Code 5102 operations are designated as “not otherwise classified” (NOC). These NOC operations apply to an insured only when no other classification more specifically describes the insured’s operation(s). The following is a representative list of classifications somewhat related in nature to Code 5102 operations that are not assigned to Code 5102:
|Ceiling Installation—Suspended Acoustical Grid
|House Furnishing Installation (Draperies)
In addition to this representative list, one should review sources such as the alphabetical index in this manual to determine whether a classification other than Code 5102 or a classification other than one on the above list is applicable to the operations being reviewed for classification purposes.
CROSS-REF. AWNING, TENT, OR CANVAS GOODS INSTALLATION, REMOVAL, OR REPAIR
(N/A AK, MA, OR, TX)
|Applies to operations away from the shop. Awnings included in Code 5102 are (a) canvas- or vinyl-covered or (b) metal-covered when installed by a contractor that also installs canvas- or vinyl-covered awnings. Metal-covered awnings installed by a contractor that does not also install canvas- or vinyl-covered awnings are assigned to Code 5535.
This code also applies to insureds that set up awnings, tents, or canvas goods and remove or repair these items away from the shop.
The manufacture or repair at a shop location of awnings, canvas goods products, and tents is separately classified from erection operations provided separate payroll records are accurately maintained, showing the amount of payroll expended for shop and erection work. In the event separate payroll records are not maintained, the entire payroll must be assigned to Code 5102.
The code further includes the setup, removal, and repair of metal awnings when performed by insureds that also setup canvas awnings.
(N/A MN, TX)
|Applies to interior or exterior work, including the hanging of flags or bunting for conventions or celebrations.
Code 5102 applies to the hanging of flags or bunting for conventions or celebrations and other similar decorating on the exterior or interior of buildings. It applies to the installation of draperies or curtains in public buildings when the installation operations are from a height that cannot be reached from the floor or with the use of stepladders.
CROSS-REF. DRAPERIES OR CURTAINS—INSTALLATION IN PUBLIC BUILDINGS NOC
CROSS-REF. IRON OR STEEL—ERECTION—IRON, BRASS OR BRONZE—DECORATIVE OR ARTISTIC
Code 5102 also applies to specialist contractors who perform erection work involving decorative or artistic iron, brass, or bronze elevator entrances and doors, memorial plaques, bronze wall facades, wrought iron facings, and similar decorative items.
CROSS-REF. IRON OR STEEL—ERECTION—IRON, BRASS OR BRONZE—NON-STRUCTURAL—INTERIOR
Specialist contractors who perform interior nonstructural erection of iron, brass, or bronze staircases, balconies or mezzanines, railings, window or door lintels, window gratings, bank cages, and similar grille work are classified to Code 5102. The term “nonstructural” refers to erection or installation of products described above that do not support a wall, floor, ceiling, roof, or any other portion of the structure in which the product is placed. That is , the product is not intended to assist in preventing a structure or a portion of a structure from collapsing. Refer to iron or steel erection classifications for codes applicable to the erection or installation of structural components.