Class Code: 5022

Per NCCI's Scopes Code Description:

Code 5022 is applied to insureds engaged in masonry work provided such work is not otherwise classified in the manual. It includes masonry work in connection with the construction of residential, commercial or industrial structures utilizing brick, brick veneer or cement, concrete, stone, marble or glass blocks. The classification does not include the building of forms or the pouring of concrete.

Code 5022 also is applied to specialist contractors engaged in fireplace construction, chimney construction for one- or two-story residences, installation of interior partitions of hollow fireproof tiles, installation of gypsum blocks or bricks, exterior building caulking, boiler brick work, masonry repair and relining of blast furnaces, masonry or tile silo erection, sawing of concrete block walls and waterproofing of building exteriors by use of trowels.

Tuck pointing, which is the act of filling and/or finishing brickwork joints with cement or mortar, is included in this code. Tuck pointing is not assigned to Code 5022 when it is performed in conjunction with construction work classified to a code other than Code 5022. For example, tuck pointing is assigned to Code 5222 when it is performed in conjunction with chimney construction or repair work classified to Code 5222.

Code 5022 is also assigned to masonry operations in connection with building raising or moving operations. When no separation of payroll exists, the payroll for the entire building raising or moving operation must be assigned to Code 5703 or the highest rated classification applicable, whichever is greater.

Additional Applications and Information:

   
•    Brick cleaning, be it at new construction or wrecking sites, is also assigned to this classification.
•    Code 5022 is additionally applied to plastering or stucco work on building exteriors. It includes the mixing of plaster or cement with water and the application of the mixture by hand trowel or by low-pressure apparatus.
•    Code 5022 is applicable to the erection of mausoleums in cemeteries.

Special Conditions:

Extra-Territorial Classification Guidelines:

The following material was developed by NCCI to be used as a guide by auditors and underwriters in the determination of premium for contracting (construction risks) with extra-territorial employments where no company guidelines have been established for this purpose. Construction classifications are indicated by the addition of a construction code symbol (  ) next to the classification code number.

   
1.    Payroll of employees of contractors who have their place of business in a given state and operate also in adjoining states and who are constantly crossing state lines, but usually return to their homes each night, must be assigned to their headquarters’ state. Example: Contractors such as electricians, plumbers, carpet layers, etc.
2.    The payroll for construction project managers, executives, or superintendents who may visit a job but who are not in direct charge of a job must be assigned to the state in which their headquarters are located.
3.    There are contractors who maintain a permanent staff of employees and superintendents. If any of these employees or superintendents is assigned to a job that is located in a state other than their headquarters’ state, either for the duration of the job or any portion thereof, their payroll must be assigned to the highest rated of either the state in which the job is located or the headquarters’ state.
4.    The payroll of employees who is hired for a specific job project must be assigned to the state in which the job is located.

When a portion of the operations of a risk are insured in a monopolistic state fund, consider the special rules and requirements that may exist in such cases.

Related Operations Not Classified to Code 5022:

   
•    Refer to Code 5222 for commercial chimneys.
•    The setup of monuments in cemeteries is assigned to Code 5221.
•    The lacing of wood lath, nonreinforcing metal lath, or wire meshing prior to the application of the plaster or stucco is separately rated under Code 5443.

Certain Code 5022 operations are designated as “not otherwise classified” (NOC). These NOC operations apply to an insured only when no other classification more specifically describes the insured’s operations. The following is a representative list of classifications somewhat related in nature to Code 5022 operations that are not assigned to Code 5022:

5480 Plastering NOC (Interiors)
5348 Ceramic Tile, Indoor Stone, Marble, or Mosaic Work

In addition to this representative list, review sources such as the alphabetical index in this manual to determine whether a classification other than Code 5022 or a classification other than any on the above list is applicable to the operations being reviewed for classification purposes.

CROSS-REF.  CONSTRUCTION—ELEVATOR OR HOD HOIST INSTALLATION, REPAIR, OR REMOVAL & DRIVERS—MASONRY BUILDINGS OR STRUCTURES

(N/A FL, MA, TX)

Description:

The following operations will be classified as:

5213 Construction—Elevator or Hod Hoist Installation, Repair, or Removal & Drivers—Concrete or Concrete-Encased Buildings or Structures
5057 Construction—Elevator or Hod Hoist Installation, Repair, or Removal & Drivers—Iron or Steel Buildings or Structures
5022  Construction—Elevator or Hod Hoist Installation, Repair, or Removal & Drivers—Masonry Buildings or Structures
6003 Construction—Elevator or Hod Hoist Installation, Repair, or Removal & Drivers—Piers or Wharves
5403 Construction—Elevator or Hod Hoist Installation, Repair, or Removal & Drivers—Wooden Buildings or Structures Including Those Designed for Dwelling Occupancy

CROSS-REF.  FIREPLACE CONSTRUCTION

(N/A TX)

CROSS-REF.  PLASTERING OR STUCCO WORK ON OUTSIDE OF BUILDINGS

(N/A TX)

CROSS-REF.  SILO ERECTION—MASONRY OR TILE

(N/A TX)

CROSS-REF.  STUCCO OR PLASTERING WORK—ON OUTSIDE OF BUILDINGS

(N/A TX)

CROSS-REF.  WRECKING—BUILDINGS OR STRUCTURES—NOT MARINE—ALL OPERATIONS—MASONRY BUILDINGS OR STRUCTURES

(N/A FL, MA, TX, WI)

Note:  Includes salespersons and clerical at wrecking site.

Description:

Code 5022 also is applied to the wrecking of masonry buildings or structures.

Rate per $100. of Renumeration: $ 6.47

Construction Exemption Required: Yes