Class Code: 4243
Per NCCI's Scopes Code Description:
Code 4243 applies to the manufacture of flat, unglued suit boxes, folded or glued paper cartons and containers including folding paper boxes used for foodstuffs, drugs, hardware, candies, display purposes, cigar and cigarette shells, slides, folding egg boxes, and ice cream and oyster pails.
Manufacturing materials include paper box board or cardboard of various thickness, glue, staples (commonly known as stitching wire), cloth, paper or linen gummed tape, printing ink and colors, type or plates, and steel and wood strips used for dies.
As confirmed by Basic Manual Rule 1-B-3, General Inclusions, the printing classification is not available for printing operations by an insured on its own products. Therefore, printing operations conducted by risks classified to Code 4243 are assigned to Code 4243 and are not subject to a division of payroll.
The manufacture of cartons and containers used for foodstuffs, drugs and clothing involves the following processes. First, cardboard is cut into sheets, steel rule dies are made and mounted in platen or cylinder-type presses and paper blanks are inserted, slit, and creased to size and pattern. Next, the type or plates are set up on job or cylinder printing presses, boxes are printed, trimmed of excess paper, bundled and shipped.
An additional process may be involved in the manufacture of boxes such as cigar box shells and toothpaste containers in which box forms are fed into automatic box gluers that fold the boxes on creased lines, and glue the two sides together.
The manufacture of boxes such as ice cream and oyster pails involves similar steps as described above with the additional step of attaching twine or wire to the pails to form handles.
Folding egg box manufacturing also involves similar steps as described above with the additional steps of cutting of paper, which is used for partitions or fillers, slitting it to width, slotting it at regular intervals, assembling it in respective grooves and inserting it into boxes.
Paper and/or fiberglass filter manufacturers are classified to Code 4243. While it is recognized that risks of this nature will engage in some metal working operations, such as manufacturing a frame or retainer for the filtering media, it is felt that Code 4243 offers a better analogy for risks of this nature than a metal shop code, as the majority of work often involves stapling, taping, or folding of cardboard frames and sewing, stitching, gluing and cutting of the filter media to size.
The manufacture of metal filters is separately classified. In the event that an insured manufactures both paper or fiberglass filters and metal filters, the higher rated of the two applicable classifications (Code 4243 or the applicable metal shop code) is applied to the entire operation unless each operation is conducted as a separate undertaking or enterprise as described in Basic Manual Rule 1-D-3.
Code 4243 is a “not otherwise classified” (NOC) classification. This means that Code 4243 shall apply to an insured’s operation(s) only when no other classification more specifically describes the insured’s operation(s). The following is a representative list of operations somewhat related in nature to Code 4243 operations that are not assigned to Code 4243.
|Bag Mfg.—Paper or Plastic
|Box Mfg.—Set-Up Paper
|Corrugated or Fiberboard Container Mfg.
|Paper Corrugating or Laminating
|Paper Goods Mfg. NOC
In addition to this representative list, one should review sources such as the alphabetical index in this manual to determine whether a classification other than Code 4243 or a classification other than a classification on the above list is applicable to the operation(s) being reviewed for classification purposes.
Massachusetts Code 4243 also applies to the manufacture of solid paper boxes used for candy, drugs, jewelry, shoes, hosiery, hats, stationery, shirts, and other items. As confirmed by MA Manual Rule IV-B-3, General Inclusions, the printing classification is not available for printing operations by an insured on its own products. With respect to risks engaged in manufacturing paper and/or fiberglass filters, refer to the following codes:
Air filters (carburetor—automobile, air conditioner and furnace)—assign Code 4279
Coffee pot filters—assign Code 4279
Disposable membrane filter cartridges—assign Code 4493
Photographic—camera type filters—assign Code 4250
The manufacture of metal filters is separately classified. In the event that an insured manufactures both paper or fiberglass filters and metal filters, the higher rated of the two applicable classifications is applied to the entire operations unless each operation is conducted as a separate undertaking or enterprise as described in MA Manual Rule IV-D-4.
Code 4240 is not available (N/A MA).